Product Reviews

EasyPaisa Mobile Account

‘Meet the Product’ they called it and had invited several bloggers from Karachi. It was to be the launch of EasyPaisa ‘Mobile Account’, a service that brings the convenience of mobile banking to the household. It enables users to Pay Utility Bills, Transfer Money, Check Account Balance and View Mini-Statement. Let me share an event timeline and how it unfolded yesterday:

7:10 PM – Recitation of the holy quran by Mr. Omair Ahmed

7:15 PM – Telenor Manager Corporate Communication, Mr. Affan Haider, starts his talk about the EasyPaisa Idea and its potential. He highlighted that EasyPaisa had processed more than 420,000 bill payment transactions and 120,000 Money transfer transactions. By far the highest number of bills payed on an electronic channel. He also spoke about the contribution of the telecom industry to Pakistans growth and how Easy Paisa is actually making a contribution to Pakistans economy.

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Face to Face meetings over long distance? PTCL TelePresence

Okay, this is not a paid post or anything, but I really do feel excited at the prospect of being able to attend a ‘face-to-face’ meeting with long-distance customers, partners, or vendors.

The new PTCL TelePresence service will create an environment where you can feel the person sitting right in front of you using high definition audio and video! More >

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Mobile Banking, prospects and comparison

The launch of Mobile Banking in Pakistan marks the beginning of another strong Alternate Delivery Channel for the Pakistani e-Banking industry. While several banks already have splendid endeavors in place to support branch-less and round-the-clock banking, the use of Mobile payments will definitely take the advantages of regularized financial institutions to the mass majority in Pakistan who do not even have bank account.

While State Bank of Pakistan has continued to place emphasis on Financial Institutions and Telecom operators to form viable partnerships so as to introduce banking services to financially excluded communities, the initiative has come forth with Tameer Microfinance Bank and Telenor Pakistan’s easypaisa. The brand, based on bank-led model, aims to offer a suite of products including micro payments to merchants, P2P transfers between individuals, bill payments to utility companies and domestic remittances. . While easypaisa has launched bill payment and money transfer, its initial two over the counter products to cater to the basic financial needs of the population; the potential for increased financial access and service penetration has life changing prospects with mobile products that are yet to come. More >

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Social Services Initiative: 1911

telenorTelenor has introduced social services for its customers via ‘1911′. This is the number to dial for medical, legal or career advice. I appreciate the initiative as an important value-add for the large consumer base that Telenor enjoys.

Here’s official word from Telenor about the service:

Telenor brings you all the professional advice you might ever need via one portal. If you are ever in need of any kind of expert medical or legal advice, guidance on how to chart your career path or any other information, simply dial 1911 to talk to our professional agents and get the personalized attention. More >

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Money transfer via Mobile: Telenor Easy Paisa

ep_logoBefore I begin, allow me to speak of the success of Telenor Easy Paisa’s Utility Bill payment service. Listing down some quick facts about the bill payment service:

  • More than 47000 bills paid across Pakistan
  • Total amount of bills paid exceeds Rs. 58.8 million

It can be safely said that the Easy Paisa method of bill payment has been received well by consumers and people have started to rely on it. The usage stats are more than the bills paid at ATMs in Pakistan.

Now like it was expected, Telenor has started expanding the set of transactions offered over its ‘Easy Paisa’ service. After the success of utility bill payments, Telenor has launched its ‘money transfer’ transaction that makes it possible for absolutely ANY customer to send and receive money as the receiving and sending of money does not necessarily require a cell phone.

Telenor’s target market appears to be ‘Domestic Remittance’ users in Pakistan i.e. People residing in urban areas for work and sending money from one city to the other or to their native villages. It also aims to work as a replacement of ‘traveller cheques’.

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Nokia N86 : 8MP camera phone from Nokia

Nokia-N86-8MP-white Picture Release

Karachi 7th Aug, 2009: The highly anticipated Nokia N86 will soon be available to Pakistani consumers. Nokia N86 is the most advanced mobile phone camera ever. It comes with a powerful combination of wide-angle Carl Zeiss optics and an 8 megapixel sensor, resulting in performance comparable to a stand alone digital camera. The Nokia N86 8MP is designed to excel in both bright and low light conditions; and it’s optimized for both video and still imaging. Its high-speed connectivity ensures easy and convenient sharing. In essence, it let’s you capture more, capture quality and capture to share. More >

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